The NMLS system is used to process MLO licensing requests for all 50 states. Creating an account and obtaining an ID number is a simple process that only takes a few minutes to complete.
1. Visit the NMLS online
registration portal to request an NMLS account.
2. Select the Individual option.
3. If prompted, complete the security captcha and click next.
4. Provide the required information and submit to create your NMLS account.
NMLS SAFE Mortgage Pre-License Training – Required
All states require 20 hours of mortgage education from an NMLS approved mortgage school.
If you are seeking a new mortgage license, be sure to enroll in the 20 hours SAFE course in addition to your state-specific education requirements. Find out what your state’s specific requirements are for mortgage pre-licensing education.
Once you’ve completed your pre-license education, you’ll need to schedule an appointment to take the National Test Component with Uniform State Content through your NMLS account.
The SAFE MLO National exam covers:
The Uniform State Content (UST) portion of the exam covers:
Once you’ve completed the required pre-licensing education and achieved passing scores on the National and any applicable state required tests, you will be able to apply for your mortgage loan originator state license on the NMLS website.
To apply for your MLO license:
You’re now ready to finalize your application!
The SAFE Mortgage Licensing Act of 2008 established licensing and registration standards for all Mortgage Loan Originators. In order to receive your MLO license, you’ll need to create a Fieldprint account for finger printing and register for an appointment. In addition, you’ll have to complete the following requirements through your NMLS account: